Please ensure Javascript is enabled for purposes of website accessibility Unpaid Tickets & Traffic Violations Are No Longer Reportable

Industry News

Unpaid Tickets & Traffic Violations Are No Longer Reportable to Credit Agencies

June 30, 2016

Due to new regulations, government agencies may no longer report a motorist's unpaid traffic tickets or parking citations. Likewise, similar business entities will be unable to have involuntary transactions such as library fees or fines reported to the bureaus. The three major credit reporting agencies, Experian, Equifax, and TransUnion agreed to the new policy in a legal settlement with thirty-one state attorneys general last year.

All debts that did not arise from a contract or agreement by a consumer, such as tickets or fines will be eliminated from the reporting process.

Examples of additional items that are no longer reportable include, but are not limited to: Towing charges, vehicle storage fees, red light camera citations, parking and traffic tickets/fines, toll road fines/fees, library fees or fines, video rental fees, prequalification fees, eviction fees, and court fees or fines.

For more information contact ACT today at To read more about the settlement visit: